We'll collect information about you during this process. Please take a read of our privacy policy before proceeding.
Sabea Group Pty Ltd Credit Representatives are appointed under BLSSA Pty Ltd Australian Credit Licence 391237.
Sabea Group Pty Ltd ABN 86653823253 and BLSSA Pty Ltd ABN 69 117 651 760 Australian Credit Licence 391237 of Level 26, 111 Eagle Street, Brisbane, Queensland 4000 [we,us,our] we are collecting personal information about you and this may include sensitive information (such as health information).
A complete copy of our privacy policy can be found at https://lmg.broker/consumer-privacy.
The information you provide will be held by us.
You appoint us your agent (Access Seeker) to obtain your credit information from a credit reporting body on your behalf and for the purpose of assisting you with your finance application. You authorise us to disclose any credit information we obtain to prospective financiers in connection with your finance application.
We may use credit information and personal information you provide us to arrange or provide finance and other services to you and you authorise us to make any enquiries necessary to do so.
We may exchange personal information with the following types of entities, some of which may be located overseas: our employees, franchisor, related bodies corporate, contractors or service providers for the purposes of operation of our website or our business, fulfilling requests by you, and to otherwise provide products and services to you including, without limitation, web hosting providers, IT systems administrators, couriers, payment processors, data entry service providers, electronic network administrators; persons who provide finance or other products to you, or to whom an application has been made for those products; financial consultants, accountants, lawyers and advisers; any industry body, tribunal, court or otherwise in connection with any complaint regarding our services; any person where we are required by law to do so; any of our associates, related entities or contractors; your referees, such as your employer, to verify information you have provided; any person considering acquiring an interest in our business or assets; any organisation providing online verification of your identity; or any person or organisation for any authorised purpose with your express consent.
You may gain access to the personal information that we hold about you by contacting us. A copy of our privacy policy can be obtained at https://lmg.broker/consumer-privacy or by contacting us on (02) 9816 9850. Our privacy policy contains information about how you may access or seek correction of the information we hold about you, how we manage that information and our complaints process.
If you do not provide the information we may not be able to assist in arranging finance or providing other services to you.
Do we disclose your personal information to anyone outside Australia? We may disclose personal information to our franchisor’s related bodies corporate, our related bodies corporate and third party suppliers and service providers located overseas for some of the purposes listed above. Your personal information may be stored in the cloud in an overseas country. In the event that a disclosure is made in that overseas country (which we consider unlikely), the information will not be protected by the Australian Privacy Principles. In any event, by providing your details, you consent to your information being disclosed in this manner.
Consent to give notices electronically You consent to us sending you notices and other documents in connection with your dealings with us by email. You understand that upon giving this consent: (a) we will either make all notices and other documents available for a reasonable period of time on our website for retrieval by you or we will send you notices and other documents by e-mail; (b) if the information is displayed on our website we will promptly send you an e-mail to your nominated e-mail address notifying you that information is available for retrieval from our website; (c) we will not send paper copies of notices and other documents; (d) you must regularly check your nominated e-mail address for notices; and (e) you may withdraw your consent to the giving of notices and other documents electronically at any time.
Electronic signature consent For the purposes of all dealings with us: I consent to the use of an electronic signature system for the execution of any documents; and I confirm I am the person named in the document where I indicate I am signing, I approve of the information communicated and I accept this method as reliable in the circumstances for communicating this type of information.
By clicking ‘I agree’ you agree to us collecting, holding, using and disclosing personal information about you in accordance with our Privacy Policy.
Step 1 of 3 · Income
What does money coming in look like each month?
Give us your best estimate of average monthly income after tax. Include all sources — every dollar helps us understand your full position.
💬 Reminder — be completely honest
The more accurate your numbers, the better we can help. There's no judgement here — overquoting won't lead to a better outcome.
💼 Salary & wages per month after tax
Regular take-home pay (after tax)
$
Allowances, overtime & shift penalties (average)
$
🎯 Bonus & commission monthly average
Average monthly bonus or commission (if applicable)
$
🏢 Self-employed income after expenses & tax
Business / self-employed income
$
📈 Other income per month
Rental income (after expenses)
$
Any other regular income
$
Total monthly net income$0
Step 2 of 3 · Budget
Tell us about your household
This helps us compare your expenses to the right benchmark.
Your postcode
Household type
Single
Couple
Family · 1 child
Family · 2 children
Family · 3+ children
Budget · Food
What do you spend on food each month?
Include all supermarket shopping and dining out.
💬 Reminder — be completely honest
The more accurate your numbers, the better we can help. There's no judgement here — overquoting won't lead to a better outcome.
The more accurate your numbers, the better we can help. There's no judgement here — overquoting won't lead to a better outcome.
Streaming & subscriptions (Netflix, Spotify, etc.) per month
$
Entertainment & dining experiences per month (dining out, alcohol, gambling, gifts, concerts, cinemas etc.)
$
Memberships per month (gym, exercise classes, sports clubs etc.)
$
Holidays & travel (monthly average) per month
$
Budget · Kids & Pets
Kids and pets costs each month?
Only fill in what's relevant to you. Leave blank if not applicable.
💬 Reminder — be completely honest
The more accurate your numbers, the better we can help. There's no judgement here — overquoting won't lead to a better outcome.
Childcare / daycare / before & after school care per month
$
Private school fees & all associated education costs per month
$
Public school fees & all associated education costs per month
$
Pets — food, grooming, vet bills, insurance per month
$
Budget · Personal Spending
Personal spending each month?
Clothing, insurance and any other personal costs not covered so far.
💬 Reminder — be completely honest
The more accurate your numbers, the better we can help. There's no judgement here — overquoting won't lead to a better outcome.
Clothing & shoes per month
$
Income protection & life insurance per month
$
Any other personal spending not captured above per month
$
Budget · Other Debts
Any debts outside your mortgage?
Credit cards, personal loans, car loans, BNPL. Be completely honest — this helps us structure the best solution for you.
Debt type
Balance owing (enter 0 if nil)
$
Credit limit
$
Interest rate %
Monthly repayment
$
Remaining term (years)
Please select a debt type before adding.
Step 3 of 3 · Equity Position
Tell us about your home
An estimate is fine for property value — we'll verify during our assessment.
Estimated current property value
$
Current loan balance owing
$
Interest rate %
Years remaining
Current lender *
Equity · Investment Properties
Do you own any investment properties?
Add any properties beyond your home — we'll include them in your equity snapshot.
Property address
Estimated value
$
Loan balance
$
Interest rate %
Years remaining
Reviewing your budget…
This only takes a moment
✓
Good news!
Based on your budget and equity position, we feel you could get immense value out of the Equity Mastery Program. You've got a huge amount of potential to grow wealth using your home, and we'd love to invite you to book a consultation. Here's a snapshot of your position:
Usable equity available—
Estimated monthly budget surplus—
Wealth-building potential (10yr)Unlocked in your strategy
Your full personalised strategy — including exact numbers — will be presented in your discovery session. Book below to see the full picture.
Your Profile
Let's put a name to the numbers
Your details are used only to prepare your personalised assessment.
Full name
Email address
Mobile number
Profile · Employment
How are you currently employed?
Full-time employee
Part-time employee
Casual employee
Contractor
Self-employed · Sole trader
Self-employed · Company / Trust / Partnership
Profile · Income Verification
Upload your income documents
Stored securely. Our team uses these to prepare your personalised assessment.
Why we ask for this
In our experience, when we assess actual income documents we often find creative and legitimate ways to present a stronger income picture. This directly improves your borrowing capacity assessment and is critical to building your strategy. Your documents are 100% secure and will never be shared with anyone without your explicit permission.
Reading your document…
Submitting your assessment…
Our team will review everything and prepare your personalised strategy.
🎉
Let's book your strategy session
So we can present our findings and take you through your tailored strategy to build wealth.
📅
Book a time
📞
Call me ASAP
Best time to call
Message for your broker (optional)
✨
You're all set!
Your Sabea broker will be in touch shortly with your personalised Equity Mastery strategy.
What happens next
① Your broker reviews your assessment ② We prepare your personalised strategy ③ We connect to walk you through exactly what's possible